I didn't buy padding separate. It was included in the price. They do have additional armor that is extra but the stock stuff is pretty good and it conforms to your boney knees and hips every time you put it on. Wash the suit with armor left in. No need to remove the armor.
Someone mentioned...
I got the Stretch Street Kevlar Jeans, no back pockets. Jacket is GP2 stretch kevlar in HiVis. It fades pretty quickly when you don't leave it in the closet.
If you consider the cost of skin grafts from clothing that could melt into your skin as you slide along the road then I would recommend this kit:
https://www.motoport.com/
Not even close to the $200 you mentioned but if I had bought this first instead of several different suits over the years...
My first FJR was on 08. Hope you like it. Heat manageability, +1 for FJR. Gas capacity, +1 for ST. Either one outlasts my bladder.
And the FJR does not have the overengineered Secondary Master Cylinder POS. Still wondering why Honda ever came up with that great idea. Affected ST's and...
I find the bike very stable on this type of jack. Used it on my former 2018 Goldwing and very stable there also. You could attach straps to keep it from tipping but I have never felt the need to do that.