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<blockquote data-quote="JamesW" data-source="post: 1381428" data-attributes="member: 18769"><p>If we were risk-adverse folks we would not ride,however, we do expose others when we do. I am speaking of significant others and dependents. After we had our children, and a semi running us off on the shoulder, my wife made the decision to not ride anymore till the girls were out of high school, sound rationale. I am speaking to protecting futures and while I continue to ride a lot I kept a one million dollar term life insurance policy(not an investment but pure protection), as well as mortgage insurance till the house was paid off. Protection in case I bit the big one. In retirement I took a reduction so the wife will continue to receive it upon my demise, if it happens on a bike, so be it. How many times have we seen "go fund me's" etc. for the less fortunate. Not for my folks. Give it a thought.</p></blockquote><p></p>
[QUOTE="JamesW, post: 1381428, member: 18769"] If we were risk-adverse folks we would not ride,however, we do expose others when we do. I am speaking of significant others and dependents. After we had our children, and a semi running us off on the shoulder, my wife made the decision to not ride anymore till the girls were out of high school, sound rationale. I am speaking to protecting futures and while I continue to ride a lot I kept a one million dollar term life insurance policy(not an investment but pure protection), as well as mortgage insurance till the house was paid off. Protection in case I bit the big one. In retirement I took a reduction so the wife will continue to receive it upon my demise, if it happens on a bike, so be it. How many times have we seen "go fund me's" etc. for the less fortunate. Not for my folks. Give it a thought. [/QUOTE]
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