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Off-Topic Discussion
Off-Topic Discussion
Switched from Geico. Yikes, what a difference!
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<blockquote data-quote="El Toro" data-source="post: 1346443" data-attributes="member: 14779"><p>My Tennessee Farm Bureau guy told me something very similar. He said that I should expect an increase due to "inflating coverage" on the houses over the next few years.</p><p></p><p>I do not want inflated coverage. I would like to be insured for a fixed amount, and if inflation comes along and erodes my insurance, I'll suck it up and rebuild a smaller place, or I'll dig into other resources to cover the difference. But they cannot figure out how to do this. The first year quote is intentionally low in order to get you to make the change to the new company, and then in subsequent years it is expected that premiums could rise even with no claims.</p><p></p><p>Some other companies give "safe driver" discounts, and every claim free year actually leads to a reduced premium, or possibly some premium rebate.</p><p></p><p>So ... I guess the moral of the story is that insurance is about more than just the initial quote.</p></blockquote><p></p>
[QUOTE="El Toro, post: 1346443, member: 14779"] My Tennessee Farm Bureau guy told me something very similar. He said that I should expect an increase due to "inflating coverage" on the houses over the next few years. I do not want inflated coverage. I would like to be insured for a fixed amount, and if inflation comes along and erodes my insurance, I'll suck it up and rebuild a smaller place, or I'll dig into other resources to cover the difference. But they cannot figure out how to do this. The first year quote is intentionally low in order to get you to make the change to the new company, and then in subsequent years it is expected that premiums could rise even with no claims. Some other companies give "safe driver" discounts, and every claim free year actually leads to a reduced premium, or possibly some premium rebate. So ... I guess the moral of the story is that insurance is about more than just the initial quote. [/QUOTE]
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Off-Topic Discussion
Off-Topic Discussion
Switched from Geico. Yikes, what a difference!
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