Maddog
Well-known member
Last week on the way to work while on a freeway transition road loop (think 270 degree turn) I crashed. Taking the turn at a moderate speed (35 MPH +/-) the back tire simply went out from underneath me. I slid a little and rolled a little but no damage to me. My FJR on the other hand, slid at first but then decided to start flipping.
When it first went down it was sliding on its right side. Then it flipped over to the left side and smashed the hell out of the handle bar, side case, muffler and slider. Then it flipped again, now landing on its right side and breaking some more stuff.
I got it and me out of the way of traffic quickly. Now I am no fan of truck drivers here in SoCal but the only person to stop and ask if I was okay was a trucker.
A quick inventory showed I had all my pieces and the FJR had enough to get home (riding with no mirrors is a bitch). The FJR started and ran fine. On the way home it tracked perfectly so I was thinking the damage was just cosmetic. But when the sun came up and I could see all of the damage I was discouraged. This was going to be expensive so I decided to make an insurance claim and take it to the dealer for an estimate. The estimate was $5900. This is for a 2004 FJR with 87,000 miles. I figured it was a total loss and I don't have the funds for a new bike right now (the insurance payout wouldn't have been enough for an equivalent replacement).
Then I called the insurance company today to find out when the final determination on my claim was to be made, and to my great shock, they said the repair estimate is lower than the value of the bike and it will be repaired!
So I get to keep my FJR and they will make it all better. Unbelievable.
When it first went down it was sliding on its right side. Then it flipped over to the left side and smashed the hell out of the handle bar, side case, muffler and slider. Then it flipped again, now landing on its right side and breaking some more stuff.
I got it and me out of the way of traffic quickly. Now I am no fan of truck drivers here in SoCal but the only person to stop and ask if I was okay was a trucker.
A quick inventory showed I had all my pieces and the FJR had enough to get home (riding with no mirrors is a bitch). The FJR started and ran fine. On the way home it tracked perfectly so I was thinking the damage was just cosmetic. But when the sun came up and I could see all of the damage I was discouraged. This was going to be expensive so I decided to make an insurance claim and take it to the dealer for an estimate. The estimate was $5900. This is for a 2004 FJR with 87,000 miles. I figured it was a total loss and I don't have the funds for a new bike right now (the insurance payout wouldn't have been enough for an equivalent replacement).
Then I called the insurance company today to find out when the final determination on my claim was to be made, and to my great shock, they said the repair estimate is lower than the value of the bike and it will be repaired!
So I get to keep my FJR and they will make it all better. Unbelievable.